:root {
  --primary: #0f5d4a;
  --primary-dark: #0a3f34;
  --accent: #c8902f;
  --ink: #1e2832;
  --paper: #f4f7f2;
  --soft: #eef4ed;
  --line: #d9e1e5;
  --muted: #62717a;
  --white: #ffffff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
}
img { display: block; max-width: 100%; }
a { color: var(--primary); text-underline-offset: 3px; }
.wrap { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.site-header { background: var(--white); border-bottom: 1px solid var(--line); }
.top-strip { background: var(--primary-dark); color: var(--white); font-size: .88rem; }
.top-strip .wrap { display: flex; justify-content: space-between; gap: 20px; padding: 7px 0; }
.top-strip a { color: var(--white); }
.main-nav { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 16px 0; }
.logo img { width: 245px; height: auto; }
.nav-links { display: flex; flex-wrap: wrap; align-items: center; justify-content: flex-end; gap: 12px 18px; font-size: .95rem; }
.nav-links a { color: var(--ink); text-decoration: none; font-weight: 700; }
.nav-links a:hover { color: var(--primary); }
.nav-links a.button { color: var(--white); }
.nav-toggle { display: none; }
.button, button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 10px 18px;
  border: 1px solid var(--primary);
  background: var(--primary);
  color: var(--white);
  border-radius: 4px;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
}
.button.secondary { background: var(--white); color: var(--primary); }
.button.gold { background: var(--accent); border-color: var(--accent); color: #141414; }
.hero { position: relative; min-height: 535px; background: var(--primary-dark); overflow: hidden; }
.hero.compact { min-height: 390px; }
.hero img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(5, 30, 38, .92), rgba(5, 30, 38, .66) 45%, rgba(5, 30, 38, .16) 82%);
}
.hero-copy { position: relative; z-index: 1; max-width: 680px; padding: 80px 0 70px; color: var(--white); }
.eyebrow { margin: 0 0 12px; color: var(--accent); font-size: .82rem; font-weight: 900; text-transform: uppercase; }
h1, h2, h3 { margin: 0 0 14px; color: var(--primary-dark); line-height: 1.15; font-family: Georgia, "Times New Roman", serif; letter-spacing: 0; }
.hero h1 { color: var(--white); font-size: clamp(2.2rem, 5vw, 4.15rem); max-width: 680px; }
.hero p { font-size: 1.12rem; max-width: 610px; margin: 0 0 24px; }
.hero-actions, .cta-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.trust-bar { background: var(--soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); }
.trust-grid div { background: var(--soft); padding: 18px; font-weight: 900; color: var(--primary-dark); }
.section { padding: 58px 0; }
.section.white { background: var(--white); }
.section.paper { background: var(--paper); }
.section-head { max-width: 760px; margin-bottom: 28px; }
.section-head p { color: var(--muted); }
.lead { font-size: 1.1rem; color: #35444d; }
.two-col { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(280px, .8fr); gap: 34px; align-items: start; }
.notice {
  background: var(--soft);
  border: 1px solid var(--line);
  border-left: 5px solid var(--accent);
  padding: 22px;
}
.notice ul { margin: 0; padding-left: 20px; }
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 22px;
  min-height: 210px;
}
.card p { color: #44535c; }
.content { max-width: 860px; }
.inline-links { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.inline-links a {
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--primary-dark);
  border-radius: 4px;
  padding: 8px 12px;
  text-decoration: none;
  font-weight: 800;
}
.faq details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 16px 18px;
  margin-bottom: 12px;
}
.faq summary { cursor: pointer; font-weight: 900; color: var(--primary-dark); }
.final-cta {
  background: var(--primary-dark);
  color: var(--white);
  padding: 46px 0;
  text-align: center;
}
.final-cta h2 { color: var(--white); }
.final-cta p { max-width: 720px; margin: 0 auto 20px; }
.page-head { background: var(--primary-dark); color: var(--white); padding: 62px 0; }
.page-head h1 { color: var(--white); }
.lead-form {
  display: grid;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--line);
  padding: 22px;
}
.lead-form label { display: grid; gap: 6px; font-weight: 800; }
.lead-form input, .lead-form select, .lead-form textarea {
  width: 100%;
  border: 1px solid #bfcbd2;
  border-radius: 4px;
  padding: 11px 12px;
  font: inherit;
}
.small { font-size: .9rem; color: var(--muted); }
.form-message { font-weight: 800; color: var(--primary-dark); }
.site-footer { background: #17242c; color: #dce5e8; padding: 42px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 28px; }
.footer-logo { width: 235px; margin-bottom: 14px; }
.site-footer h2 { color: var(--white); font-size: 1.15rem; }
.site-footer a { display: block; color: #dce5e8; margin-bottom: 8px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.18); margin-top: 24px; padding-top: 16px; font-size: .88rem; }
.insurance-hero {
  background:
    linear-gradient(135deg, rgba(244,247,242,.95), rgba(255,255,255,.95)),
    radial-gradient(circle at 20% 20%, rgba(200,144,47,.18), transparent 28%);
  border-bottom: 1px solid var(--line);
}
.insurance-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, .92fr) minmax(360px, .78fr);
  gap: 46px;
  align-items: center;
  min-height: 620px;
  padding: 58px 0;
}
.insurance-copy {
  border-left: 8px solid var(--accent);
  padding: 18px 0 18px 28px;
}
.insurance-copy h1 { font-size: clamp(2.3rem, 5vw, 4.35rem); max-width: 780px; }
.insurance-copy p:not(.eyebrow) { font-size: 1.13rem; max-width: 650px; color: #3e4b46; }
.policy-visual {
  margin: 0;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: 0 24px 60px rgba(15, 93, 74, .16);
  padding: 14px;
  transform: rotate(1deg);
}
.policy-visual img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.policy-visual figcaption {
  border-top: 1px solid var(--line);
  margin-top: 12px;
  padding-top: 10px;
  font-size: .92rem;
  color: var(--muted);
}
.insurance-ledger { background: #192b24; color: var(--white); }
.ledger-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.ledger-grid div { padding: 20px 18px; border-left: 1px solid rgba(255,255,255,.14); }
.ledger-grid strong { display: block; color: #f0c36b; }
.ledger-grid span { display: block; color: #d8e5df; font-size: .92rem; }
.insurance-overview {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, .55fr);
  gap: 28px;
  align-items: start;
}
.insurance-notice { background: #fffaf0; }
.insurance-topics { display: grid; grid-template-columns: .62fr 1fr; gap: 34px; align-items: start; }
.topic-list { display: grid; gap: 14px; }
.topic-list .card {
  min-height: 0;
  border-left: 6px solid var(--primary);
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 14px;
  align-items: start;
}
.topic-list .card-index {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  background: var(--soft);
  color: var(--primary-dark);
  font-weight: 900;
}
.topic-list .card h2, .topic-list .card p { grid-column: 2; }
.stamp-panel {
  border: 1px solid var(--line);
  border-top: 7px solid var(--accent);
  padding: 28px;
  background: linear-gradient(180deg, #fff, #fbfbf6);
}
.insurance-faq details { border-left: 5px solid var(--accent); }
.insurance-final { background: #20372f; text-align: left; }
.internet-hero {
  background: linear-gradient(135deg, #092e44 0%, #064b68 58%, #0b7280 100%);
  color: var(--white);
  overflow: hidden;
}
.internet-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(360px, .7fr);
  gap: 38px;
  align-items: center;
  min-height: 610px;
  padding: 62px 0;
}
.internet-copy h1 { color: var(--white); font-size: clamp(2.25rem, 5vw, 4rem); max-width: 760px; }
.internet-copy p:not(.eyebrow) { max-width: 640px; font-size: 1.12rem; color: #e4f5f9; }
.signal-console {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.24);
  padding: 12px;
  box-shadow: 0 24px 70px rgba(0,0,0,.24);
}
.signal-console img { width: 100%; aspect-ratio: 16 / 11; object-fit: cover; margin-bottom: 12px; }
.console-row {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 12px 14px;
  margin-top: 8px;
  background: rgba(255,255,255,.12);
  color: #eaf8fb;
}
.console-row strong { color: #ffd37a; }
.signal-strip { background: #e8f5f7; border-bottom: 1px solid var(--line); }
.signal-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; padding: 16px 0; }
.signal-grid div {
  background: var(--white);
  border: 1px solid var(--line);
  padding: 16px;
  font-weight: 900;
}
.signal-grid span { color: var(--accent); margin-right: 8px; }
.support-dashboard {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 28px;
  align-items: start;
}
.dashboard-notice { border-left-color: var(--primary); background: #eef8fa; }
.dashboard-head { display: grid; grid-template-columns: .38fr 1fr; gap: 22px; max-width: none; align-items: end; }
.dashboard-head p:last-child { margin-bottom: 14px; }
.dashboard-cards .card {
  border-top: 6px solid var(--primary);
  min-height: 230px;
}
.dashboard-cards .card-index {
  display: inline-block;
  color: var(--accent);
  font-weight: 900;
  margin-bottom: 12px;
}
.timeline-panel {
  border-left: 7px solid var(--primary);
  padding-left: 28px;
}
.dashboard-faq details { border-radius: 0; }
.dashboard-final {
  background: linear-gradient(90deg, #06364c, #075d72);
}
@media (max-width: 860px) {
  .top-strip .wrap { flex-direction: column; gap: 4px; }
  .nav-toggle { display: inline-flex; width: 46px; padding: 8px; flex-direction: column; gap: 5px; }
  .nav-toggle span { width: 22px; height: 2px; background: var(--white); display: block; }
  .nav-links { display: none; width: 100%; flex-direction: column; align-items: stretch; padding: 12px 0 4px; }
  .nav-links.open { display: flex; }
  .main-nav { flex-wrap: wrap; }
  .logo img { width: 210px; }
  .hero { min-height: calc(100vh - 118px); }
  .hero-copy { padding: 58px 0; }
  .hero h1 { font-size: 2.3rem; }
  .trust-grid, .card-grid, .two-col, .footer-grid,
  .insurance-hero-grid, .ledger-grid, .insurance-overview, .insurance-topics,
  .internet-hero-grid, .signal-grid, .support-dashboard, .dashboard-head { grid-template-columns: 1fr; }
  .insurance-hero-grid, .internet-hero-grid { min-height: 0; padding: 42px 0; }
  .insurance-copy { padding-left: 18px; }
  .policy-visual { transform: none; }
  .topic-list .card { grid-template-columns: 1fr; }
  .topic-list .card h2, .topic-list .card p { grid-column: auto; }
  .timeline-panel { padding-left: 18px; }
  .section { padding: 42px 0; }
}